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Financial Solutions


At VMC Financial Services, we are your expert partner in developing customized financial solutions throughout Chile. We offer financing tailored to the needs of your business, with a dedicated sales team focused on finding the best alternatives. We are committed to building trust and fostering long-term relationships, supporting your ventures and projects.


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Our Services

At VMC Financial Services, we are committed to providing comprehensive financial solutions that cater to the unique needs of your business. Our team of experts is dedicated to offering a wide range of services designed to drive growth and ensure the success of our clients. Explore our customized financing options and discover how we can help you achieve your financial goals.

Direct Credit

The credits available through VMC Financial Services offer flexible and personalized solutions to meet your financial needs, whether personal or business-related. With options like Quick Loans and SME Credit Lines, access the financial support you seek quickly and efficiently.

Types of Credit:

  • Quick Credit
  • SME Credit Line

Financial Leasing

The Financial Leasing from VMC allows you to increase your productivity and acquire capital goods through leases with an option to buy, offering flexibility and tax benefits.

Types of Leasing:

  • Traditional Leasing
  • Real Estate Leasing
  • Technological Leasing

Factoring

The Financial Factoring of VMC provides immediate liquidity by selling your accounts receivable. A great financing alternative, without using bank lines or traditional financing, improving your daily cash flow.

We work with:

  • Invoices from public entities
  • Invoices from private companies

Leaseback

Mortgage-Backed Financing

The VMC Leaseback offers financing through the sale and subsequent leasing of your property. This solution provides you with immediate working capital and the ability to continue using your assets.

Benefits:

  • Quick capital acquisition
  • Continuous use of the property

Property Pre-Sale

In the Pre-sale of Properties by VMC, we offer up to 60% of the market value of a residential property, providing a sales period of 12 months, with the possibility of repurchasing the property.

Benefits:

  • Quick access to capital
  • Financial support in the sales process

Confirming

The VMC Confirming optimizes your cash flow and simplifies the management of payments to suppliers, offering a fast and cost-effective alternative to advance payments and improve your negotiating power.

Benefits:

  • Optimized cash flow
  • Centralized payment management
  • Better conditions with suppliers

Surety Bond Certificate of Faithful Compliance

The VMC Surety Certificate ensures financial backing for financial commitments, similar to a guarantee bond but with lower costs and without being registered as debt in the financial system.

Advantages:

  • Lower costs
  • It is not reported as debt
  • Guaranteed by reciprocal guarantee institutions

Insurance

Secure what you value most with the insurance options available through VMC Financial Services. From life insurance to vehicle insurance and warranties, find the protection you need for yourself, your family, or your business.

Types of Insurance:

  • Personal Accident Insurance
  • Vehicle Insurance
  • Fire Insurance

Pre-Judicial Collection

The Pre-Judicial Collection of VMC efficiently and amicably recovers your assets, avoiding lengthy legal processes. Our expert team resolves conflicts and protects your business relationships.

Benefits:

  • Cash: Customized and favorable solutions.
  • Friendly: We charge without damaging your relationships.
  • Peace of Mind: Leave your collections in our hands.

Irrigation Bonus

The VMC Irrigation Bonds finance up to 90% of your irrigation technology projects, optimizing the use of water efficiently. Our team guides you through the entire process, from application to project execution.

Benefits:

  • Efficient: We finance your projects without delays.
  • Optimized: We ensure the best use of water resources.

Crédito Directo

Los créditos disponibles a través de VMC Servicios Financieros ofrecen soluciones flexibles y personalizadas para cubrir tus necesidades financieras, ya sean personales o empresariales. Con opciones como Créditos Rápidos y Líneas de Crédito Pyme, accede al respaldo económico que buscas de manera rápida y eficiente.

Tipos de Crédito:

  • Quick Credit
  • SME Credit Line

Leasing Financiero

El Leasing Financiero de VMC le permite aumentar su productividad y adquirir bienes de capital mediante arrendamientos con opción de compra, ofreciendo flexibilidad y beneficios fiscales.

Tipos de Leasing:

  • Traditional Leasing
  • Real Estate Leasing
  • Technological Leasing

Factoring

El Factoring Financiero de VMC proporciona liquidez inmediata vendiendo sus cuentas por cobrar. Una gran alternativa de financiamiento, sin utilizar líneas bancarias o financiamiento tradicional , mejorando su flujo de caja diario.

Trabajamos con:

  • Invoices from public entities
  • Invoices from private companies

Leaseback

Financiamiento con Garantía Hipotecaria

El Leaseback de VMC ofrece financiamiento mediante la venta y posterior arrendamiento de su propiedad. Esta solución le proporciona capital de trabajo inmediato y la posibilidad de seguir utilizando sus activos.

Beneficios:

  • Quick capital acquisition
  • Continuous use of the property

Pre-Venta de Propiedades

La Pre-venta de Propiedades de VMC le otorgamos hasta un 60% del valor comercial de una propiedad habitacional, otorgando un plazo de venta de 12 meses, con la posibilidad de recomprar la propiedad.

Beneficios:

  • Quick access to capital
  • Financial support in the sales process

Confirming

El Confirming de VMC optimiza su flujo de caja y simplifica la gestión de pagos a proveedores, ofreciendo una alternativa rápida y económica para anticipar pagos y mejorar su poder de negociación.

Beneficios:

  • Optimized cash flow
  • Centralized payment management
  • Better conditions with suppliers

Certificado de Fianza de Fiel Cumplimiento

El Certificado de Fianza de VMC asegura el respaldo económico para compromisos financieros, similar a una boleta de garantía pero con menores costos y sin registrarse como deuda en el sistema financiero.

Ventajas:

  • Lower costs
  • It is not reported as debt
  • Guaranteed by reciprocal guarantee institutions

Seguros

Asegura lo que más valoras con las opciones de seguros disponibles a través de VMC Servicios Financieros. Desde seguros de vida hasta seguros de vehículos y garantía, encuentra la protección que necesitas para ti, tu familia o tu empresa.

Tipos de Seguros:

  • Personal Accident Insurance
  • Vehicle Insurance
  • Fire Insurance

Cobranza Pre-Judicial

La Cobranza Pre-Judicial de VMC recupera tus activos de forma eficiente y amigable, evitando largos procesos judiciales. Nuestro equipo experto resuelve conflictos y protege tus relaciones comerciales.

Beneficios:

  • Cash: Customized and favorable solutions.
  • Friendly: We charge without damaging your relationships.
  • Peace of Mind: Leave your collections in our hands.

Bono de Riego

Los Bonos de Riego de VMC financian hasta el 90% de tus proyectos de tecnificación del riego, optimizando el uso del agua de manera eficiente. Nuestro equipo te guía en todo el proceso, desde la postulación hasta la ejecución de la obra.

Beneficios:

  • Efficient: We finance your projects without delays.
  • Optimized: We ensure the best use of water resources.

About Us

Pyme

At VMC Financial Services, we are dedicated to promoting entrepreneurship and business growth through a variety of financial solutions. We act as the expert partner that every business needs to reach its maximum potential. We offer personalized financing throughout Chile, adapting to the specific needs of our clients and the industries in which they operate. Whether for the acquisition of machinery, real estate, or technology, our sales team is ready to provide the best financing alternatives. We build trust and establish lasting relationships, allowing entrepreneurs to look to the future with hope and the assurance of having solid support for their dreams and projects.


Pyme

En VMC Servicios Financieros, nos dedicamos a fomentar el emprendimiento y el crecimiento empresarial mediante una variedad de soluciones financieras. Actuamos como el socio experto que cada negocio necesita para alcanzar su máximo potencial. Ofrecemos financiamiento personalizado en todo Chile, adaptándonos a las necesidades específicas de nuestros clientes y las industrias en las que operan. Ya sea para la adquisición de maquinaria, inmuebles o tecnología, nuestro equipo comercial está preparado para proporcionar las mejores alternativas de financiamiento. Generamos confianza y construimos relaciones duraderas, permitiendo a los emprendedores mirar hacia el futuro con esperanza y la seguridad de contar con un respaldo sólido para sus sueños y proyectos.

At VMC Financial Services, we are dedicated to promoting entrepreneurship and business growth through a variety of financial solutions. We act as the expert partner that every business needs to reach its maximum potential. We offer personalized financing throughout Chile, adapting to the specific needs of our clients and the industries in which they operate. Whether for the acquisition of machinery, real estate, or technology, our sales team is ready to provide the best financing alternatives. We build trust and establish lasting relationships, allowing entrepreneurs to look to the future with hope and the assurance of having solid support for their dreams and projects.


Crecimiento

En VMC Servicios Financieros, nos dedicamos a fomentar el emprendimiento y el crecimiento empresarial mediante una variedad de soluciones financieras. Actuamos como el socio experto que cada negocio necesita para alcanzar su máximo potencial. Ofrecemos financiamiento personalizado en todo Chile, adaptándonos a las necesidades específicas de nuestros clientes y las industrias en las que operan. Ya sea para la adquisición de maquinaria, inmuebles o tecnología, nuestro equipo comercial está preparado para proporcionar las mejores alternativas de financiamiento. Generamos confianza y construimos relaciones duraderas, permitiendo a los emprendedores mirar hacia el futuro con esperanza y la seguridad de contar con un respaldo sólido para sus sueños y proyectos.


Crecimiento